Saffron Buttered Millet

Saffron Buttered Millet
With Savory Roasted Red Peppers

The unique flavor of saffron gives this whole grain just the right touch of flavor to compliment its sweet earthiness.

Ingredients
1 1/2 cups millet
4 Tbsp butter, divided
1/2 tsp saffron
3 cups water
1 tsp sea salt, divided
1 cup toasted almonds, chopped (or walnuts, pine nuts)
1 cup dried currants
1 leek, chopped fine
2 tsp lemon juice
4 – 5 red bell peppers

  1. Wash and rinse millet several times until water is fairly clear.  Make sure most of the water is strained out the last time.  Place the millet into a sauté pan, turn on the heat and toast the millet until it is completely dry and giving off a nice fragrance.  Add 1 Tbsp of butter to the pan and sauté until grains are coated.
  2. Place saffron in a small pan fashioned out of foil.  Toast over a flame until the scent releases.  Remove from foil and grind with a mortar and pestle.
  3. Add water, 1/2 tsp of salt, millet and toasted saffron into a saucepan.  Bring to a boil, lower heat and simmer until water is all absorbed (25 – 30 minutes).  Uncover and let stand for 10 minutes.
  4. Toast almonds in 300° oven until they have changed color and give off fragrance.
  5. Melt remaining butter in a large skillet.  Add leeks and remaining 1/2 tsp of salt, sauté until brightened then add currants and roughly chopped almonds.  Slowly add millet, stirring constantly until leeks and millet are evenly mixed.  Sprinkle with lemon juice.  (Add some olive oil if desired.)
  6. Heat oven to 450°.  Cut the bell peppers in half and seed.  Use the fifth pepper if you plan to make the red pepper cream sauce.  Place peppers face down on a lightly oiled cookie sheet and roast until the skin just begins to blister, but the peppers are still holding their shape nicely.  (Approx. 10 – 20 minutes.)  Remove from the oven and let cool slightly.  Fill each pepper with a generous amount of millet and serve immediately.  Top with Roasted Red Pepper Cream Sauce.

Roasted Red Pepper Cream Sauce

Ingredients
1/2 red pepper, roasted
3 Tbsp sour cream (or coconut cream)
1 Tbsp lemon juice
1/4 – 1/2 tsp sea salt

Place all ingredients in a blender and blend until smooth and creamy.  Use as topping for the millet dish.

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Nice Title


Parole has been denied for an inmate whose crime inspired the sensational 1983 Post headline “Headless body in topless bar.” A parole board says it would be dangerous to release 53-year-old Charles Dingle because of his “continued poor behavior” and “disturbing criminal history.”

Dingle is serving 25 years to life for murder, robbery, rape and kidnapping.

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WaMu 61-page Valuation Report

‘Ghost of WaMu’ Posts 61-page Expert Valuation Report

“After Washington Mutual Bank became the biggest failure of any savings and loan in U.S. history, its bankruptcy proceedings languished for over three years, complicated by insider claims against the hedge funds that allegedly traded in the bank’s debt while trying to negotiate a reorganization. Just last month, the court considered the debtors’ sixth amended plan, which essentially cancelled all existing stock, leaving the common and preferred shareholders with nothing, while issuing stock in a reorganized entity to the most senior creditors and equity investors. Not surprisingly, the ‘out’ creditors objected to the plan, claiming it substantially undervalued the stock and overpaid the equity stakeholders…

Business appraisers and insolvency analysts may want to take a look at the 61-page report by the debtors’ expert, posted recently on the ‘Ghost of WaMu.’ Started in 2009 by a former WaMu shareholder who was ‘burned’ by the FDIC’s seizure of the bank’s billion-dollar assets, the site has served as a central repository for the latest filings.”

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Collateral Damage: Ranking Banks by Foreclosed Assets

“The storm surge of foreclosed properties on bank books shows little indication of ebbing, and institutions continue to be drowned by it.

Among the entities with the 25 highest percentages of repossessed assets (or “other real estate owned,” in industry parlance) to tangible equity at Sept. 30, about a third failed in October and November.

Their fate was presaged by outlandish ratios. At RiverBank in Wyoming, Minn., for instance, a nearly fourfold increase in foreclosed properties since the third quarter of 2008 – mostly collateral backing construction and development loans that went bad – combined with losses that drained tangible equity by about 99% over the same time to produce a ratio of OREO to tangible equity of about 7,000% at Sept. 30.”

I guess greed is not so good after all.

Full article here

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The Rise of the Megabanks


(Click on the image for larger size.)

“Bank of America, J.P. Morgan and Wells Fargo now have 33% of all U.S. deposits, up from 21% in mid-2007-the fastest shift of such a large chunk of deposits in U.S. history. The three huge banks made 57% of all home mortgages in the first quarter, up from 28% in 2008.”

The Federal government gave tens of billions of dollars of our taxes in stimulus to these large banks, and they dutifully used that largess to outlast, outrun, or buy out their competition. They have also succeeded in encouraging the enactment of financial regulations that disproportionately restrict smaller banks, setting the stage for a financial landscape where a few oligopolies run everything.

It’s a cozy setup, with mega corporations urging the government to regulate their competitors out of existence in exchange for financial support to maintain the status quo. Consider the oft-repeated fiction that the White House is “anti-business.” Sorry – no matter which administration is in power, all three branches of government are in bed with business.  It’s just anti-business if it’s your business, and you don’t make enough profits to own a few Congressmen.

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The Aurora from Space

Every few hours I get a text message from Aurora_Alerts announcing planetary magnetic disturbance index (the energy level of the solar wind hitting the earth’s atmosphere). If I’m lucky, a clear night will line up with a high energy discharge, and I will finally get to see the Aurora Borealis!

In the meantime, here is a link to an amazing time lapse of the Aurora made from the ISS (International Space Station) from August to October 2011.  Incredible!


 

 

 

Photos (c) 2011 NASA

The Aurora forecast page is here.

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Home prices to rebound in 2013

Fiserv Case-Shiller: Home prices to fall 1% in 2012, rebound in 2013

“The double-dip in home prices that began two years ago continued through the third quarter of 2011, according to the Fiserv (FISV: 62.89 +0.45%) Case-Shiller Indexes released Monday. However, there are signs of a recovery for 2013.

The indexes projects average U.S. home prices will drop another 1% in 2012, and that increased home sales and improved economic conditions should contribute to a 3.8% increase in 2013.

Nationally, the indexes show home prices fell in 337 of the 380 metro areas tracked in the third quarter from the prior quarter and year-earlier period. The average price of a U.S. home fell to a new post-bubble low, declining 3.9% from a year ago. Average home prices are now 33% below the 2006 peak, with broad weakness across the U.S.”

Article here.

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Kitchen Pantry

What every woman wants: more cupboard space!

Before and after:

I still have a little trim work to complete, but the new pantry cabinet is in use and working beautifully!

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AMC Tax Evasion and RESPA Violations

The National Association of Independent Housing Professionals (NAIHP) recently announced that many Appraisal Management Companies (AMC’s) are operating without authority in most states and have failed to pay state income taxes.

No surprise here. I’ve written extensively about the mendacity of AMCs, aided and abetted by the lack of regulation and oversight, and the resulting destruction of the appraisal profession. Appraisers who accept work from AMCs should check to see if they are registered in the appraiser’s state, and if not, file a complaint with their state regulator. But most appraisers will not, because they are cowed into submission by threats of withdrawal of future assignments.

Full article here.

Among the deceptions perpetrated by AMCs is the failure to disclose to borrowers the actual appraisal fee breakdown. Appraisers might be paid $250 out of the $500 to $750 that is charged to the borrower, the balance skimmed by the AMC.

The Consumer Financial Protection Bureau released the second proposed version of a new Consumer Disclosure Form that includes clear disclosure of any fee paid to a “Local Appraisal Company” and to an “Appraisal Management Company.” Predictably, AMCs are vigorously opposing this requirement, as it would likely result in evaporation of this lucrative income stream.

Complete article here.

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